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Showing posts with label Occupy Atlanta. Show all posts
Showing posts with label Occupy Atlanta. Show all posts

21 January 2012

We did it! BB&T bank backs down 17JAN12

HERE is a good news story that shows that when people are united for a just cause victory is possible. BB&T has reached an agreement with the Higher Ground Empowerment Center and renegotiated the church's mortgage to a rate they can afford to pay! Because of a massive public outcry against foreclosure on the church BB&T backed down (see my post on this blog IS NOTHING SACRED? 13JAN12). Thank you to everyone that signed the petition to BB&T!
Rebuild the Dream

Incredible news! More than 65,000 Rebuild the Dream members like you signed a petition to help save a community church from an unfair foreclosure and eviction by BB&T, one of the ten biggest banks in the country. And we did it!
After an intense, 3-hour negotiation today, BB&T backed down and agreed to a fair deal with the Higher Ground Empowerment Center church. This victory was a complete turnaround, led heroically by local activists at Occupy Atlanta and Rainbow PUSH Coalition. The sudden groundswell of media coverage, local community action, and our national petition forced BB&T's hand.
This outcome shows: when we're united, we can stop big banks in their tracks and get them to treat people with dignity. The more banks that have public re-negotiations like this, the bigger the momentum will be for millions of other struggling homeowners who are in the same boat.
Can you let your friends and family know about this victory? It's important to spread the word that when we work together, we can accomplish great things.
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This morning, the church met with bank executives at their high-rise office building in downtown Atlanta. After hours of negotiation, the bank agreed to modify the loan to make it possible for the church to pay it back over time. Just as importantly, the bank agreed to transfer the deed of the property back to the church. (The bank had seized ownership of the property last year. This was a critical issue for the church, which could not bear to "rent" a property they had owned for longer than a century.) The bank even agreed to meet with community members in the surrounding Vine City neighborhood next month to discuss ways in which BB&T can invest in the local community.
"Today was a triumph for Higher Ground!" said Senior Pastor Dexter Johnson. "Thank God for Occupy Atlanta! Thank God for Brother Joe Beasley [of Rainbow PUSH Coalition]!"
"BB&T has done the right thing, and we're grateful for that," said Tim Franzen of Occupy Atlanta. "Today is an overwhelming victory for the Occupy Movement and the Vine City Community. We couldn’t have done it without Rebuild the Dream. And this is just the start of a lot of work we must all do for struggling underwater homeowners and property owners across the country."

Thank you to everyone who signed the petition and took a stand for justice and dignity! The petition showed that people across the country were paying attention to BB&T's actions, and added important leverage during the negotiation today.
Tell your friends!
On Facebook | On Twitter | By Email
Rebuild the Dream applauds BB&T's decisions. They should treat all of their customers -- especially those with underwater mortgages -- with the same kind of common sense they showed today. And all banks across the country should do the same, even when the media spotlight is NOT shining on them. Rebuild the Dream will keep campaigning for homeowners and property owners everywhere. The banks got their bailout; NOW LET'S BAIL OUT THE PEOPLE. It will take all of us acting together to win, just like we did with the Higher Ground Empowerment Center church.
Thanks for taking a stand,
Van and the Rebuild the Dream team

13 January 2012

Is nothing sacred? PETITION TO STOP FORECLOSURE ON THE HIGHER GROUND EMPOWERMENT CENTER IN ATLANTA 13JAN12

THE greed of BBT is disgusting, but more than that it is sad. It is a sad commentary on the lack of morality guiding the financial institutions of this country. Please join Rebuild The Dream and click the header or link to sign the petition to BBT's CEO kelly king to stop the foreclosure on Higher Ground Empowerment Center and to work with the church to restructure their loan.
Rebuild the Dream

We’ve seen banks make some pretty audacious moves, but this one takes the cake.
Just days away from the MLK holiday, BB&T bank is attempting to foreclose on one of the oldest churches in Dr. King’s old neighborhood -- Vine City in Atlanta, Georgia.
The church, Higher Ground Empowerment Center, has been a cornerstone of one of Atlanta’s most historic and under-resourced communities for the past 108 years. After a tornado ripped through the property in 2008, the church was forced to take out a loan to cover the repairs. It has managed to pick itself up, rebuild, and continue servicing the community.
But now BB&T wants to foreclose, ignoring the church's attempts to work with the bank to modify the loan.
This church needs your help, so we've started an emergency petition.
Sign the petition and tell BB&T's CEO Kelly King to stop foreclosure on this historic pillar of the community.
BB&T took $3.1 billion in bailout money from the American people in 2008 and used it to eat up hundreds of smaller banks, acquiring another $26 billion in assets the following year.
Higher Ground Empowerment Center is not asking for a bailout. For four years, they’ve simply been asking BB&T to modify their loan to something more reasonable, based on the property's fair value. But the bank has refused.
Sadly, their situation is just like millions of other homes and properties with underwater mortgages -- banks just seem to lack all manners and decency, and often won't even return phone calls.
In this case, the reason is simple -- the church is sitting on a valuable piece of land and the bank stands to make a huge profit.
Since 2004, Vine City has been undergoing “urban renewal” efforts. Through this process, banks have foreclosed on business owners and residents in the short term, while profiting off of inflated property values in the long run.
If this church is foreclosed, it will have a domino effect on the rest of the community.
Occupy Atlanta has jumped in to support the Higher Ground Empowerment Center and the Vine City community. They've brought valuable attention to this situation, and the bank is showing that they're paying attention. Now is a critical moment to add momentum and show the bank that people across the country are watching. BB&T should be helping, not exploiting, the church and the Vine City community.
Click here to sign the petition and tell BB&T CEO Kelly King to negotiate fairly with the church.
Thank you for taking a stand,
Van, Natalie, Billy, Jim, Ian, Somer and the rest of the Rebuild the Dream team



Rebuild the Dream is an engine helping to drive the 21st-century movement to renew the American Dream. You can follow us on Twitter, and like us on Facebook.

02 December 2011

Occupy Y'all Street: Occupy Atlanta Fights Foreclosure, Fannie Mae Demands Protesters' Emails 2DEZ11

FROM HuffPost, this puts a face on the recession and the mortgage crisis....and the ruthless greed and deception of the banking-financial cabal. Click the link to watch the video
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This is the second in a series of stories and short films on under-publicized Occupy sites. The first is here. Stay tuned in the coming days for more from our road trip through the South.
SNELLVILLE, Ga. -- The day after Fannie Mae evicted a police officer and his family from their suburban Atlanta home, the government-owned mortgage giant demanded the family turn over all its correspondence with members of Occupy Atlanta, according to court documents.
In early November, Christopher Rorey, an officer with the DeKalb County Police Department, had invited the activists affiliated with the Occupy Wall Street movement to his quiet neighborhood in Gwinnett County, about 25 miles outside of Atlanta. The Rorey family had spent 13 months fending off foreclosure. They were on their second lawyer and second civil suit. After losing a last ditch court hearing, attended by Occupy protesters, an eviction was imminent. The Roreys were down to last options.
A large storage bin now occupied their driveway. Slowly, next-door neighbors had started to help fill it. Belongings ringed the darkened living room in neat stacks. In the front room, more was piled on the couch; the big-screen TV had been moved out of the way. The finished basement had been stripped clean except for a lone black leather office chair. In the kitchen, the cabinets had been emptied, and the stove had been put in the bin on the driveway.
The demonstrators set up large orange-and-blue tents on the Rorey front lawn, unrolled bedding in their basement, and hung signs from their porch that read: "THIS HOME IS OCCUPIED" in rainbow colors.
The organizers said they liked the fact that Christopher, 43, was a cop. And they liked the Roreys' story.
"I never suspected that we would be in this situation," Tawanna Rorey, Christopher's wife, told The Huffington Post. "Here we are the little people once again, getting squashed on."
The small encampment was quiet. The donated food was plentiful. The only hint of danger came from the activists smoking on the lawn. Later, the Occupiers' kids drew on the sidewalk with chalk. The real drama over the house had taken place in courtrooms, in consultant offices and on phone calls with the mortgage authorities.
In the spring of 2010, the Roreys decided they wanted a loan modification. They had managed to pay their mortgage each month. They just wanted a little more breathing room. When they made the request to their mortgage servicer, then-called Everhome, the Roreys say they were told that unless they could prove financial hardship, they couldn't get the modification.
A foreclosure consultant they hired told them to stop paying their mortgage. Counterintuitive as it may sound, it's common advice in the industry.
The Roreys took the advice that summer. In September, Everhome entered into foreclosure proceedings on the Roreys. On Oct. 5, they were foreclosed on.
Their foreclosure consultant has since been arrested for allegedly breaking into foreclosed homes and renting them out.
"Fannie Mae is committed to helping homeowners avoid foreclosure whenever possible," Amy Bonitatibus, senior director for Fannie Mae corporate communications, stated in an email to HuffPost. "We have a Mortgage Help Center in Atlanta where homeowners can meet with a trusted housing counselor to discuss their mortgage situation and options to avoid foreclosure. Unfortunately, the homeowner did not seek assistance from our Help Center."
The Roreys' attorney Asim A. Alam says it was unknown that Fannie Mae was the lender until well after the foreclosure. Everhome never mentioned Fannie Mae's involvement. Shortly before the foreclosure proceedings started, the Roreys expected that the consultant would file a modification request. They are unsure if he ever did, Alam says.
Everhome did not return a request for comment.
"I am very happy [this case] is receiving this much publicity," Alam tells HuffPost. "It is a representative case. Most of my clients are not poor, lazy people who get in over their heads. They are getting screwed over by the bank. They were given inaccurate information by their lender. What happened to the Roreys can happen to anyone in the community."
Fannie Mae hasn't been too pleased with the publicity over the Rorey case. In their filing, the company's lawyers don't just request all email correspondence between Christopher and Tawanna Rorey and Occupy Atlanta. The lawyers also demand any and all emails between Alam and the activists.
"What angle are they coming from?" Tawanna Rorey wonders. "What are they really after? I know it's not for our good ... This just shows you how deep, how deep and dirty and low down big business is. They stop at nothing."
Fannie Mae also wants copies of all stories and interviews concerning the Roreys. The lawyers write:
"Produce all articles Plaintiff and/or her attorney have copied which were in any print newspaper and/or online relating to the Foreclosure Sale. Produce copies of all recorded interviews given by Plaintiff, Christopher Rorey, Plaintiff's attorney, Asim Alam, and/or anyone purporting to speak on Plaintiff's behalf, relating to the Foreclosure Sale."
If Fannie Mae has its way, their lawyers will soon be coming after HuffPost.
We pulled up to the Rorey home in the late morning of the occupation's second day. All was quiet except for the hum of local TV trucks, drawn by the novel drama of the police-occupy alliance. An activist shuffled the tents around on the lawn. A veggie platter, a large bag of wasabi peas and a nearly-empty box of granola bars sat untouched on the front porch.
It was a Tuesday. Over the weekend, Occupy Atlanta demonstrators had tried to retake their old spot downtown at Woodruff Park. Authorities arrested 19 protesters. Occupy Atlanta organizer Tim Franzen says he doesn't miss the helicopters and riot police.
After the protesters' first all-nighter on the Roreys lawn, Franzen could only complain about the reporter that woke him up. "There's like a news crew walking around looking to interview somebody," he explains to HuffPost later that day. "They came in and started shining a light in the yard."
Franzen, 34, is tall and lanky. With his red winter cap and plaid shirt buttoned to the neck, he could be dismissed as another hipster. But not quite: Franzen spent his teenage years in out and out of city jails, hooked on gin and cocaine. Burglaries fueled the rebellion. His last stint, at 19, was a year in a Georgia prison.
By the time he got out, Franzen had worked toward putting his life back together. He started a chain of halfway houses emphasizing detox and life skills that he hadn't learned early enough. The Iraq War got him thinking beyond Atlanta's most-marginalized. But he is still driven by his experiences in the criminal justice system and the guys that he saw pass through it on their way to much worse.
"We all have the narrative that drives us to do this occupation work," Franzen explains. "And for me that narrative, the lens I see this whole movement through is confronting this crisis of priority ... They're victims of this system, of this crisis of priority."
At 12:24 p.m., the first cop car drives by.
Tawanna Rorey, 38, needs to be coaxed out of her house. A silver-haired TV reporter is waiting on the lawn for a promised on-camera interview. There is another reporter waiting on the sidewalk. The day before she had done several interviews. CNN even did a story. But she is still camera shy.
Franzen seems to get Tawanna and her shyness. When she finally comes out, she stays close to the activist like he is a life raft. She tells her story not with the decibel level of a demonstrator, nor does she lard her story with slogans cribbed from Noam Chomsky or Naomi Klein. She tells the reporter that she is a stay-at-home mother.
Nothing about her performance is ready-made for YouTube. Only her nervous smile hints at her hardship. After she finishes telling her story one more time, the reporter comes in close. He hushes her with "you-did-greats."
At first, Tawanna Rorey will only allow us in the basement of the house. The basement is not hers anymore; it's occuppied. Activists sit on the carpet in the dark and tap away at laptops and smartphones. A case of bottled water dominates the sapce. That night, a huge vat of donated baked ziti will be set up on a table here. The room will be packed with strangers talking paradigm shifts.
Tawanna has to be coaxed into letting us onto the first floor and in the kitchen. It's hard to tell what is private and what should be public. Their stuff is scattered all over the place. It's hard to keep order in an occupation.
Before buying the house, the Roreys saved for a couple of years. She worked as an office manager. He had his police officer job. The Roreys had bought the house new in 2003 for $179,000. It was their first. They loved the backyard, and the basement. There was room to grow. They have two sons, ages five and 11, and a daughter in college.
Tawanna Rorey said she thought the best way to explain their house guests was through the story of Martin Luther King Jr. and the civil rights movement.
"Occupy Atlanta are trying to stand up, bring light and a voice to all of us who have very small voices," she says. "That's how I explained it to them. That really sounded courageous to them."
The Roreys try to keep things normal. Tawanna and Christopher negotiate who is going to take their elder son to football practice.
Franzen has rarely, if ever, known the Roreys diligent normalcy. But he is still in his element here, sitting in a green plastic lawn chair out front, guarding the house from the police that have yet to show up. This is where he sees the next fight.
"We don't want to spend all of our energy fighting police over a hunk of dirt," Franzen explains. "That's not what a lot of us signed up for. We want to take on the banks, we want to take on economic disparity. And sure, the fight in the park does connect to that. We don't want to give it up. We should have the right to assemble there. But we also want to be doing some serious base building, building community support. I don't know. I just get the feeling that fighting in the park is not really doing that and not really reaching Americans who are hurting the most."
Occupy Atlanta had moved into the fourth floor of a homeless shelter to protect it from redevelopment. That has been successful; the shelter is expected to remain open through the winter. The Rorey home was their first push into the suburbs. Franzen didn't see it as a permanent move; he wanted to help form a suburban off-shoot, Occupy Gwinnett, that could take over the Rorey fight and go on to address foreclosures and other county issues.
Of the move to the Roreys, Franzen is up-front.
"The narrative was strong and the injustice was clear," he says. "And it made tactical sense."


* * * * *
That night, the occupation's second, would prove to be its tactical high point. Occupy Gwinnett began on the Rorey front lawn; the new group not only formed but ran its first general assembly. By the end of the night, it sounded like any community meeting, with its talk of transportation issues and government red tape. Except after this meeting, some members were sleeping on-site, and there was a press conference.
"Occupy Gwinnett is here," Franzen declared as the Occupiers squinted into the TV crews' bright lights.
The next day, the sheriff had threatened to issue arrest warrants for both Christopher and Tawanna as accomplices if Occupy Atlanta continued its protest on the property. They relented.
"I am not going to address accusations made by Occupy Atlanta," Sheriff Butch Conway offered in a statement to Huffington Post. "Evictions are never pleasant for anyone, but I have a job to do and I'm doing my job."
The following day the Roreys would be evicted. The press was there to take pictures of their belongings on the front lawn.
The family is now staying with relatives. Only the Roreys' civil suit continues.
"When we went to Snellville, it was an experiment," Franzen says now. "We learned a lot from the experiment. We were not prepared for how strong the system is. And how big the pushback was going to be."
Occupy Atlanta has started demonstrating at the local Fannie Mae office. Tawanna Rorey spoke at the first demonstration.
Rorey believes she's doing the right thing by joining forces with Occupy Atlanta.
She says, "I don't regret it at all."
The music heard on the video is by Elizabeth Cotten.